Last Updated: April 04, 2025

Privacy Policy

Welcome to Mantis Funding. This Privacy Policy describes the types of information we may collect from or about you including the information we may receive through our website https://www.mantisfunding.com (the “Website”), when you register for an account through our platform (the “Platform”), when you submit an application to receive funding (a “Funding Application”), submit an application to become a Mantis Independent Sales Organization (an “ISO Application” and, together with the Funding Application, an “Application”), when you receive funding from us, and when you interact with us in other ways, including but not limited to, by mail, email, text/SMS messaging, and phone (collectively, the “Services”).

 

By using our Services, you agree to our Terms and Conditions and to our collection, use, and disclosure practices and other activities described in this Privacy Policy. If you do not agree and consent, please discontinue use of the Services.

Table of Contents

Categories of Information We Collect
Sources of Information We Collect
Purpose for Collecting Information
How We Disclose Your Information
Retention and Storage of Your Information
Cookies and Similar Technologies
Use of Services by Underage Individuals
Changes to Your Information
Marketing Communications
Links to Other Sites
Visiting Our Website from outside the United States
How We Respond to “do not track” Signals
Security
Amendments to our Privacy Policy
Contact Us

1. Categories of Information We Collect

When you contact us on behalf of your business or otherwise use the Services on behalf of a business, information you share might be categorized as business information under certain applicable laws.

 

For purposes of this privacy policy we will refer to all information we receive as “Information” without making a determination of whether such information is considered to be personal or business information. When we do refer to personal information this does not mean that we have made a determination that any particular data element is in fact personal, as opposed to business information. If, under applicable law, any information described in this Privacy Policy is determined to be business information, you may not be entitled to all the rights set forth in this Privacy Policy with regard to that particular data.

As you navigate through and interact with our Services, we may collect, directly and indirectly, certain information about you and your business. We have grouped the type of information we collect together as follows:

  • Identity and Contact Data, such as your name, phone number, e-mail address, job title, date of birth, usernames or other account login details and social security number.
  • Business and Financial Information, such as:
    • Business name, type, address, email, URL, telephone number, company structure, years in business, industry type, ownership information, and date of incorporation) or similar identifiers;
    • Credit reports and history, and other information relating to your creditworthiness and the creditworthiness of your business;
    • Bank statements and account information;
    • Financial, tax, and transactional information including tax id number; and
    • Revenue and sources of revenue of your business.
  • Marketing and Communications Data, such as your preferences in receiving services, marketing or other communications from us, inquiries, contact or other information you choose to provide during your use of the Services and recordings of our conversations with you.
  • Technical Data, such as:
    • Pages you viewed on our Website;
    • The website from which you visited our Website;
    • Information about the equipment used to access our Website;
    • Your internet protocol (IP) address;
    • Your internet service provider;
    • Browser type and version;
    • Time zone, setting and location;
    • City, state and country from which you linked to our Website;
    • Browser plug-in types and versions;
    • The date and time of your visit to our Website;
    • Device brand, model, and name;
    • Operating system and platform and other technology on the devices you use to access the Website.

2. Sources of Information We Collect

We collect Information from the following sources:

 

From You. We may collect Information from you when you fill out forms on our Website, complete an Application, or otherwise use our Website or communicate with us through email, mail, text, or telephone.

 

Indirectly from Third Parties Acting on Your Behalf. We may receive Information from a third party on your behalf. For example, an ISO may submit a Funding Application to us on your behalf. We may also collect information from third parties to make determinations for funding eligibility, perform analyses, and assess risks related to the funding. If your company is approved for funding, we also collect information throughout the life of our business relationship with you in order to do analysis and to assess risks associated with your financing. Third parties from whom we may have received your personal and business information include:

  • Independent Sales Organizations.
  • Financial entities with whom you maintain accounts.
  • Referral partners and Independent Sales Agents.
  • Identify verification services.
  • Consumer reporting agencies.
  • Commercial credit bureaus and associates.
  • Fraud prevention agencies.

Indirectly from Third Parties for Marketing Purposes. We may purchase your information from third parties in order to contact you via email or call you about funding opportunities.

From a Mantis Affiliate. We may receive information about you from one of our corporate affiliates with whom you have interacted either directly or indirectly.

From our Service Providers. We may receive Information you share with our Service Providers when you do business with us. For instance, if your account is in default, you may work directly with collections partners who will in turn share Information with us.

3. Purpose for Collecting Information

Our business purposes for collecting and using information are:

  • To present our Website and its contents to you and to allow you to participate in its interactive features.
  • To contact you about changes to our Website
  • To contact you or provide information about our Services.
  • To evaluate your Application.
  • To perform Services, including maintaining or servicing accounts, providing client service, verifying information, providing you with notices about your account, processing payments, providing analytic services, and collections.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, our financing partners, and including for collection purposes.
  • For short term transient use.
  • To monitor, measure, and improve the performance and functionality of our Services.
  • To undertake internal research for technological and Services development.
  • To manage our relationships with current or prospective clients, vendors, financing partners, and other business partner personnel.
  • To share your Application with funding partners, including other Mantis affiliates.
  • To improve our marketing and promotional efforts and product offerings.
  • To help to ensure and improve security and integrity of our Services including:
    • detecting security incidents;
    • debugging to identify and repair errors that impair existing intended functionality;
    • protecting against malicious, deceptive, fraudulent, or illegal activity; and prosecuting those responsible for that activity.
  • To verify your identity, conduct appropriate diligence, and keep your information current.
  • To prevent or take action regarding illegal activities, including suspected fraud.
  • To fulfill any other purpose for which you provide it.
  • In any other way we may describe when you provide the information.

4. How We Disclose Your Information

We may disclose your Information to the following parties:

  • Service Providers. We may share your Information with our agents, contractors, and other service providers in connection with their work on our behalf (collectively “ServiceProviders”) including internet service providers, analytics providers, social networks, collection service providers, fraud prevention providers, customer relationship management (CRM) providers, professional services providers, and other businesses that may provide Mantis with various services. We note that some of these Service Providers may use your Information to perform their duties using their own systems, including SaaS applications in their own cloud environments.
  • Funders. If you submit a Funding Application we may share your information with other companies which purchase receivables or provide revenue based financing or other business funding (“Funders”) for the purpose of presenting you with additional funding opportunities (not through SMS channels).
  • With our Affiliates. We may share the Information and Documents we receive about you with our corporate affiliates to help service your account.
  • Capital Providers. In the regular course of its ongoing business, Mantis may itself accept investments of capital from related or third parties, including without limitation banks, lenders, and revolving credit facilities. In the course of Mantis’s dealings with such finance parties, it may be required to disclose your Information and Documents in connection with their due diligence, security, and the servicing of their investment.
  • Business Transfer. We may sell, divest, or transfer Mantis, or any combination of its products, services, assets and/or businesses. The information you provide to us or we collect from or about you may be among the items sold or otherwise transferred in these types of transactions. We may also sell, assign or otherwise transfer such information in the course of corporate divestitures, mergers, acquisitions, bankruptcies, dissolutions, reorganizations, liquidations, similar transactions or proceedings involving all or a portion of Mantis or any Mantis Party.
  • Feedback, Testimonials, and User Provided Content. If you provide feedback or testimonials relating to the Services we may post and share this feedback, testimonial or other user provided content, on the Services, with partners, or in marketing and promotional materials. We may, in our sole discretion, edit feedback, testimonials or user provided content for length and content.
  • Enforcement of Rights. We may disclose your Information as necessary to enforce or apply our rights under agreements we have with you and other agreements, including for invoicing and collection purposes.
  • Security, Compliance with Law. We may disclose your Information as we deem necessary, in our sole discretion, to comply with any court order, law, regulation, legal process or governmental request. We also may share your information in order to investigate, prevent or take action regarding illegal activities, including suspected fraud, or as otherwise required by law. We may also share your information to protect the rights, property, life, health, security and safety of us, the Services or any person or party.
  • Consent. We may share your Information for any other business or commercial purposes disclosed to you and with your consent.

Mobile opt-in, SMS consents or phone numbers for the purpose of SMS are not shared with any third party or affiliate for marketing purposes.

We may also share aggregated information which does not identify you or de-identified information about you with other parties or affiliates for any purpose except as prohibited by applicable law.

5. Retention and Storage of Your Information

Your Information collected through the Services may be stored and processed in the United States or any other country in which Mantis or its subsidiaries, affiliates or service providers maintain facilities including across borders to other countries or jurisdictions around the world.

 

We retain Information as long as needed or permitted in light of the purpose(s) for which it was obtained and consistent with applicable law. The criteria used to determine our retention periods include:

  • The necessity of retaining the Information to fulfill the purposes for which it was collected (which may include satisfying any legal, accounting, or reporting requirements)
  • The terms of the agreement with you.
  • The nature and length of the Services we are providing.
  • Whether retention is advisable in light of our legal position (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).

6. Cookies and Similar Technologies

A cookie is a small file, often including a unique identifier, which is sent to your browser from a website and placed on the hard drive of your computer.

We use both “session” cookies and “persistent” cookies. A session cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your browser’s help file. We use session cookies to make it easier for you to navigate our Website.

 

We set a persistent cookie to store your passwords, so you don’t have to enter it more than once. Persistent cookies also enable us to track and target the interests of our users to enhance the experience on our Website. If you choose to turn off cookies on your computer, you may be unable to access certain parts of our Website.

Pages of our Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us to gather Website statistics, including but not limited to counting users who have visited those pages or opened an e-mail. Other examples include but are not limited to recording the popularity of certain Website content and verifying system and server integrity. We may tie this information to Information about you that we collect from other sources or that you provide to us.

We also use Google Analytics to collect information such your use of our Website. You may opt out of Google Analytics by using the browser add-on provided by Google, available at https://tools.google.com/dlpage/gaoptout.

7. Use of Services by Underage Individuals

Our Website is not intended for children under eighteen years of age. We do not knowingly collect Information from children under the age of eighteen. If you are under eighteen, do not use or provide any information on our Website or provide any Information to us. If we learn we have collected or received Information from a child under eighteen, we will use commercially reasonable efforts to delete that Information. If you believe we might have any information from or about a child under eighteen, please contact us as set forth in the section entitled “Contact Us”.

8. Changes to Your Information

If you believe any Information we have about you is inaccurate, please privacy@mantisfunding.com us to request that we correct or delete any inaccurate Information that we have received. We will not accommodate a request if we believe the change would violate any law or legal requirement, cause the Information to be incorrect, or materially hinder our ability to provide you with services or collect an outstanding balance.

9. Marketing Communications

You may receive e-mail marketing communications from us if you have requested information or used our Services, in each case, you have not opted out of receiving that marketing. You can ask us to stop sending you marketing messages at any time by following the opt-out links in any marketing message sent to you, or by contacting us at info@mantisfunding.com. Please note that opting out of marketing communications does not opt you out of receiving important business communications, such as security updates or service announcements.

10. Links to Other Sites

Our Website may contain links to other sites operated by third parties, including social media sites and services. We are not responsible for information on these sites, nor for services or products offered by them. By providing these links we do not imply that we endorse or have reviewed these sites. Use of these sites, including transmitting your to them, is at your own risk. The information that you share with these sites will be governed by the specific privacy policies and terms of service of these third-party sites and not by this Privacy Policy. Please contact those sites directly for information on their privacy practices and policies.

11. Visiting Our Website from Outside the United States

Our Website is designed for individuals in the United States. If you are visiting our Website from outside the United States or are not a US resident, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The information protection laws of the United States might not be as comprehensive or protective as those in your country. By using our Website and our services, you understand that your information may be transferred to our facilities and to third parties as described in this Privacy Policy.

12. How We Respond to “do not track” Signals

Our Website currently does not respond to “Do Not Track” (DNT) signals and operates as described in this Privacy Policy whether or not a DNT signal is received. If we do so in the future, we will describe how we do so in this Privacy Policy.

13. Security

We take reasonable measures to help protect Information against loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. However, no system is perfectly secure or guaranteed to be free from unauthorized use or access. Before submitting any information through the Website or to our Services, please be aware of these inherent risks and know that you do so at your own risk.

14. Amendments to our Privacy Policy

We may update this Privacy Policy from time to time in response to changing legal, technical, or business developments. If we change our Privacy Policy, we will post those changes on this page in addition to updating the “Last Updated” date at the top of this webpage. If we make material changes, we will notify you more directly, for example by posting a notification or message on the Website or by emailing you prior to such changes taking effect. We encourage you to review this Privacy Policy regularly to stay informed of the latest modifications.

15. Contact Us

If you have any questions about this Privacy Policy, you make contact us at: